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Hi everyone and many thanks for letting me join this forum.

I have been away from front line Policing for nearly 3 years and in Feb 2018 and after a meeting with the SMP he recommended Medical Retirement due to my complex issues around PTSD. HR and the DCC for my force also agreed this and i retire from my force on the 18th June 2018.

I am 48 years of age and have 20 years and 1 month of service. But what happens now?

Any help would be really appreciated.

Many thanks - Dazzlar

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Well the first question is what do you want to do?  Fun time employee, part time employee, self employed, franchisee, non-working, study etc. Then consider realistically if it is something your capable of doing without compromising your personal circumstances.  

Do you NEED and income, if so how much.  Do an honest living costs analysis - record all your fixed costs (rates, rent, mortgage etc), current regulars - car tax, ins, MOT, servicing etc, then basic living costs (food, water, elec, gas, oil etc) then decide how much you need to cover them or what you may have to step back from.  A nice shiny new phone on a high monthly fee may seem nice, but if money is short then perhaps dropping the costs at the next renewal. 


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