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i am planing on taking a deferred pension in aug next year. i will have over 25 years service and will be under 50, i have worked part time so the calculation for the deferred pension,by my calculation would be benificial by £800 per year as opposed to retiring on immediate pension in sept i have read the pension regs and i know what a defferred pension is ,however i get conflicting information from my pension dept has anyone had a deferred pension as above ie left prior to 50 th birthday with over 25 years , if so was the pension paid on 50th birthday