Spursman66

Ill health Pension 24 years Service

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Hi. I am new to this forum and at my wits end with how my wife is being treated. I am an ex police officer so have some idea of how it all works but don't seem to be able to get the facts to enable my wife to take the right decision.

My wife is a serving police officer aged 42 with nearly 24 years service and due to a number of personal events is suffering from severe depression. She was advised by occ health/ HR to go down the medical retirement route. She did this and was refused due to having not explored all medical options. Specialist medical practitioner has written a report stating that she is unfit to carry out the role of a police officer but was still refused. She then went back to GP and followed the treatment route again getting CBT and other medical support. Each advising she is unlikely to be mentally fit enough to carry out the role again.

So then she went through this process yet again and was again refused as she hadn't explored all options. She has completed everything available to her on the NHS. She has now been off sick over a year, reduced to zero pay which has the obvious knock on effects to our household inc her 10 year old daughter. She is now considering resignation and just walking away for her sanity. It's clear that she won't qualify for medical retirement on mental health grounds.

We are down to a couple of options it seems. The first being try and get to 25 years service and then resign as she can then draw a 25 year pension when she gets to 50 or she walks away and waits until 60. I think they are the options but would appreciate any advice to guide us. Federation have been little or no use and it seems that there is little or no help unless we pay expensive solicitor bills.

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My first thought would be to speak to your local Citizens Advice Bureau if you have one near you, they are confidential and will be able to start the ball rolling. I could be cynical about the Federation, especially if your local reps will be dependent on the senior officers for promotion prospects, try the level above your local reps, or the one above that - just keep going up the ladder until you find someone who will take responsibility. Don't shout or threaten, just announce at the beginning what your intentions are, and the result you require, and take notes of every contact, time and name. Turn the question round to what would they suggest you do to help you or recommend, you maybe surprised. Once they realise that you mean to carry on up the ladder, they will realise that the higher you go up, the heavier the boot will land on the way back down. Ps. I have not been in the police force, but I've had a plenty of dealings with bureaucracy and unions. Good luck!

Sent from my Fusion5_106(16GB) using Tapatalk

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The treatment of folk in your wife's situation makes my blood boil. I've tried to send a private message via the site with a very quick and simple solution to this issue, but the site won't let me, presumably because I am a new member.

 

If you can get hold of me, I can help resolve this issue for you

 

Perhaps you could email me at - mod note - I've sent it to the OP in a pm. 

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I am out of date with the last 5 years changes and Force reaction to ill officers. However I am surprised that you have not had a good response from the Federation, that is not what they are there for. I would try and get an appointment with one of the Force Federation officers and get correct and proper advice. I do not know which Force your wife serves in.  I can only say that in GMP she would have been supported through them process, and the Federation would have been demanding to know what options she had not explored. There used to be a right of appeal, but you need an expert to lead you through this and, the Federation should have one. They can also get approval to fund a solicitor. 

The worst option that she could take would be to throw in the towel and resign, she stands to lose too much. It would do no harm to contact your local MP, it is surprising what that can achieve even though they are just writing to the Force. I have also done cases where they have made a written complaint to the Chief Constable, as a complaint has to be investigated.

There is a Web site www.pipin.org.uk    They have a Forum and contacts and are very good with the latest information.  They deal with Injury on Duty Pensions but also cover Medical retirements.     

Edited by Zulu 22

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Just a quick note to thank the mod for PMing this poster for me - nice to see helpful, useful, commonsense moderation under the new management

 

Under a different username I was one of many who left under the old regime due to tyrannical and often non-sensical modding

 

I've returned to test the waters and it seems sanity has been restored. I shall be hanging around and will be encouraging others to return

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Thanks for all of the advice. Mrs is going to contact retired and happy and is keeping all your suggestions in mind. Am I right though about retiring after 25 years service and start drawing the pension at 50. Under new rules, apparently she would have to stay until she is nearly 60 to draw her pension. 

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On 12/07/2017 at 21:46, Spursman66 said:

Thanks for all of the advice. Mrs is going to contact retired and happy and is keeping all your suggestions in mind. Am I right though about retiring after 25 years service and start drawing the pension at 50. Under new rules, apparently she would have to stay until she is nearly 60 to draw her pension. 

The point is whether the new rules apply to your wife, and in this case. There are a number of options available here, short of resignation, that would see your wife's welfare, career, pension and pay looked after, either to the point where she obtains 25 years service and draws a pension at 50, or obtains 30 years service and accesses a full pension

It is really frustrating that the relevant internal support mechanisms have not kicked in because this is an easily resolvable situation.

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Hi can I please contact " retired and happy " by personal messages, if possible, as I am suffering a similar problem, however,  the difference being that I have been deemed permanently disabled by the SMP but have been retained by the Chief and there is no recourse to this  and I am really struggling to cope so would like some advice please

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John,

 

Happy to help.

 

Simply click on my name on any post in this thread and it'll take you to my profile page on this site. There, you'll find @ simple way of getting in touch

 

And, yes, I can sort this - very easily!

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I just wanted to say - Thank you so much to retireandhappy for some really useful advice - what a knowledgeable friendly and helpful guy.   I would definitely recommend anyone in need of advice re pensions to speak to him as he has helped me immensely- far more than my own Force and Federation.  Thanks again I appreciate your help. 

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On 01/08/2017 at 16:23, Johno3378 said:

Hi can I please contact " retired and happy " by personal messages, if possible, as I am suffering a similar problem, however,  the difference being that I have been deemed permanently disabled by the SMP but have been retained by the Chief and there is no recourse to this  and I am really struggling to cope so would like some advice please

After 25 years service I've had similar problems. I've been off for 2 years and been on Zero and Half pay for 18 months. We are in dire straits financial as they are refusing to retire me. I'm permanently disabled from performing the normal duties since 2009. I asked for my decision to stay under A20 be reviewed. They have twice recommended I be retained. They have no identifiable post for me that could accommodate my conditions- 4 level degenerative lumber discs which I was originally A20 in 2009, they degenerated from 3 level to 4 level with significant change. In addition I have 3 level degenerative discs in my neck. Heavily worn Raidial Elbow Head and have Depression along with the stress and anxiety. Full of medication and all sorts. 

We went for a Judicial Review as they failed the original process but they wanted to settle out of court so the solicitor said yes. But that's all they did was do it all over again and retained me saying I could do a "Prevent" Role. Those who know the "Prevent strategy" knows it would be impossible for me. I'm broken and can't go on for much longer. I joined in 1992 I have 4 months short of 26 years service and I'm 50. I need help please.....

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