Reasonable Man

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Everything posted by Reasonable Man

  1. Paying into Police pension

    Very simple sums - Constable with 30 years pensionable service will be on £37,254. So a full pension will be £24,836. If you stopped paying contributions at 30 years then this will always be your starting pension when you retire. If you stay another year and keep paying contributions you will pay out £4,098 (plus a bit more for when you get the pay rise). As it is tax free then if you stop paying contributions you will be better off by £3,278 for the year (plus the bit). In 1 year your salary will be 1% more - £37,627 so your full pension will be £25,085 = £249 more for £3,278 contributions. You will break even at just over 13 years. If, like me, you intend on drawing your pension for at least as long as you paid in then you will draw back £7,470 for a £3,278 investment. Of course if you die after a year of pension you'd be worse off, but you wouldn't care. As said these are very simple sums and if you take a lump sum so have a reduced pension there are many variables to include. It also depends on how long more you serve and what the pay rises are over that time. Hence you need to ask a professional financial/pension adviser. Or Cheese? Where's Cheese? Sent from my iPhone using Tapatalk
  2. Paying into Police pension

    Eh? The what now? There are no pension, or financial experts in the Federation. Their stock answer is that they don't give financial advice. And the pay dept will tell you to contact the pension provider, who will give you facts and figures but no advice. Sent from my iPhone using Tapatalk
  3. Paying into Police pension

    No. She would be fully protected on the final salary scheme. Sent from my iPhone using Tapatalk
  4. Paying into Police pension

    As it's a final salary pension then your pension is based on salary at the time you retire or stop paying into it. Your benefit or not of continuing to pay contributions depends on how long and how much your salary increases between 30 years service and retirement. It may be that with 1% pay rise cap it will take a long retirement to recoup the contributions but if your salary increased by more e.g. you were promoted then it would be worth it. Best get proper financial advice before just stopping contributions. Sent from my iPhone using Tapatalk
  5. What forces are already giving 3 extra days off? Here is a Chief publicly stating that he is trying to improve the lot of the staff to reduce people leaving, including exploring pensions and financial aspects. If he was in the Government's pocket and not going to 'fight for us' then why has he put himself out there publicly saying he is? Sent from my iPhone using Tapatalk
  6. Volvo cars

    Tesla is the leader with rapid acceleration 0-60 in But expensive at £50k. An area that is rapidly developing and probably in 10 years we will be struggling to find a new fossil fuelled car. Sent from my iPhone using Tapatalk
  7. Urinating In A Public Place

    Discretion. Sent from my iPhone using Tapatalk
  8. Transfer to alternative station

    Not sure if it is national but in the force where I currently work you can be posted anywhere within 30 miles of where you live. As your shift pattern is not changing then nothing to consider there. Your Federation Rep is the one to ask as s/he will know Police Regs and any local agreements. Sent from my iPhone using Tapatalk
  9. Why is assault acceptable

    If it was locally resolved then you should have been told about your right to appeal to the Chief Constable or IPCC. You don't say what your complaint was though and if it was about a policy or procedure that was followed rather than the actions of an individual officer then you have no right of appeal. Sent from my iPhone using Tapatalk
  10. Pedant alert. Every £ given to someone from the Government coffers is paid for by 30,000,000 income tax payers (23p) with the rest coming from other Treasury income. Sent from my iPhone using Tapatalk
  11. Notts Force Interview

    Hi Luke, I don't think you will get a lot of advice on here - this forum is very quiet and has few young in service officers. You would be better off on the sister site - UK Police Online - which is very busy with recruitment discussions. Good luck. Sent from my iPhone using Tapatalk
  12. The general election (June 2017)

    So another hung parliament. Another unexpected result for a Tory leader? Five more years of no 'strong and stable' leadership - who can/will the Tories form a government with? This election proves however that Labour is not the lost cause that many suggested, UKIP is clearly a spent force and should just go, Scottish voters have moved away from their protest voting at the last election meaning the SNP has lost over 20 seats. So now about a year of the two we have to negotiate Brexit will be wasted as our domestic government has to be sorted out and the direction the new government wishes to take us is sorted out.
  13. Burglary question

    I'd charge b because that's what happened. She had entered part of the building as a trespasser and stole. You don't have to worry about what her intentions were at the time she leaned over. You are correct about the part of a building within a building and about your last question. Sent from my iPhone using Tapatalk
  14. Burglary question

    Technically both. But you'd charge 9,1,b. Sent from my iPhone using Tapatalk
  15. Bye bye UKIP

    With the results of the local elections showing that UKIP is now a spent political force will they do the honourable thing and go away? I said some time ago that the EU Referendum was the end of UKIP as the result makes them pointless. I expect they will hang on until the General Election but surely this will just add to their embarrassment. To lose 114 council seats is, in anyone's book, an unmitigated disaster. I suppose in the general election they can't go any lower than no MPs but their share of the vote will surely take the same nose dive as it did this week. I say anyone would consider it a disaster, of course some UKIP diehards won't see it that way. Like Farage on Any Questions last night trying to put a positive spin that UKIP forced the Tories to take on all their policies so taking the UKIP voters with them. Desperation talk. Sent from my iPhone using Tapatalk
  16. Bye bye UKIP

    Interesting observations in my area. There were two places where, in the runs up to the last GE and the referendum, UKIP and Brexit posters were dominant on one of my regular routes. One put up two big 10'x6' posters, one for traffic in each direction. This time both are promoting 'Conservative'.
  17. Bye bye UKIP

    So you said. But that's a matter for he Scottish electorate. If they think that is a major problem then they will vote their SNP MPs out on June 8. This thread is about whether UKIP is a spent force and, having achieved their aim, should go. Sent from my iPhone using Tapatalk
  18. Bye bye UKIP

    All governments are criticised for the way they run public services so that means very little . The SNP got 50% of the votes in a very high turnout in their country so have an undeniable mandate to govern. UKIP got 12.5% of the votes but spread too thinly. And does any sane person honestly think that they are I a position to run a country? I wouldn't trust them to run for a bus. Sent from my iPhone using Tapatalk
  19. Bye bye UKIP

    Of course not. They run a country and will continue to do so, independent or not. Sent from my iPhone using Tapatalk
  20. Bye bye UKIP

    The 4 million UKIP voters where in the wrong places and spread too thinly. What UKIP did was create nervousness in the main parties, in particular the Tories, hence Cameron's promise to hold the referendum if he got voted in. Of course we all now know that that backfired on him. Anywho - the point is UKIP were formed to make the UK 'independent'. Now the UK will be, whatever that means, so no need for UKIP any longer. And if the local elections are anything to go by those 4 million votes will be down to 1 million or fewer come June 2017. Sent from my iPhone using Tapatalk
  21. Missing person mandatory information

    Had a case just like this. The family was told that the police were satisfied that the person concerned was safe and well but did not want their family to be told of their whereabouts. Sent from my iPhone using Tapatalk
  22. I guess the savings have been proved by the hospitals and universities using the scheme. Unless they all choose to use a more expensive way. Surprisingly when I first changed my insurance for police use it was £3 cheaper!! Sent from my iPhone using Tapatalk
  23. Constant false allegations

    Is that an injection to cure or to euthanise? [emoji6] Sent from my iPhone using Tapatalk
  24. Constant false allegations

    Why close any request for advice? There's a legal disclaimer and people can only advise based on the information provided. That is clear to the OP so not 'dangerous' at all. Virtually all other forums allow advice to be given. This one did not used to but now it is more moderately moderated then hopefully it will attract more people to join and we may get more than half a dozen posts a week on it. Sent from my iPhone using Tapatalk
  25. Constant false allegations

    There is not much you can do about what your husband reports but I would get each of the three of you to list what false reports etc he has made against each of you that only affected you as individuals. Then separately report those circumstances to the police as harassment. Insist that you are reporting a crime (each of you so that's three crimes) of Harassment. Insist that you want it recorded as a crime and you do not want it dealt with by him being given a warning or 'advice' or a PIN. Get a crime number. This doesn't mean the police can or will do anything but it will be on record that he is harassing you so should inform the way any further reports are dealt with. Sent from my iPhone using Tapatalk