Yorkshire

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Everything posted by Yorkshire

  1. Thinking of leaving...Advice?

    I would strongly advise anyone in your position to leave the job sooner rather than later. Get out before you start to feel trapped by the pension, otherwise you will stay put and be unhappy for all your service. Ive got 20yrs in and I positively hate the job. The last 5 yrs have seen the introduction of so many new processes and changes that the job is beyond recognition compared to how it was when I joined in 1998, and I feel I know less now than 10yrs ago. Just as I am at the point when I should know everything I should ever need to know about how to do my job, I instead feel I have regressed and taken massive steps backwards. Looking back at my 20yrs I wish I had left much earlier in service, but the pension trapped me in and made me stay. Im getting out as soon as I've got 25yrs in, and I can't wait for that day. But don't be like me and fall into the pension trap, get out ASAP.
  2. Pension Politics

    Assuming your RAF pension has bought you 6yrs 284 days 'transferred in' police pension, than you currently have 24yrs 284 days pensionable service. You can retire in 81 days with 25yrs pensionable service. You will receive the pension straight away as you will be over 50yrs old by then. Its the pensionable service thats the key, not your actual service. Your 25yr pension will obviously be smaller than if you remained until 30yrs pensionable service. But you get 5yrs of your life back, and you can't put a price on that. My advice would be to stay off with stress for the next 81 days. You lucky bugger!
  3. Pension Politics

    Yes, a per my example above, I'm told you can receive the 2015 pension at age 55, but at a reduced amount. Obviously it is reduced as you will have retired earlier than this pension expects you to, but it will be paying this reduced amount for more years as you have retired earlier.
  4. Pension Politics

    This is my understanding for officers who want to retire at 25yrs service... 1987 Pension Scheme If you have previously paid into the 1987 pension, and have remained in the police pension (whether that be tapered or with the 2015 CARE pension), and you have 25yrs pensionable service, then you can retire at 25yrs service as long as you are age 50 or over. You start receiving the pension straight away, but the amount you get is based only on the number of pensionable years you have with the 1987 pension. 2015 Care pension The earliest you can start receiving this pension is age 55. So, an officer who has some years in the 1987 pension (and has remained in the police pension) can retire with 25yrs service as long as they are age 50 or over. Then, when they are age 55 they can also start to receive any 2015 CARE pension that they might have, or they can delay this if preferred. The crucial points for retiring with 25 yrs pensionable service are.. You have got 25yrs pensionable service (which includes pension you have transferred in from elsewhere) You are age 50 or over You have remained paying into the police pension up to the 25yr point, even if that means your now paying into the 2015 CARE scheme. This next bit I'm not entirely sure about but... If you were say age 48 with 25yrs service then you might still be able to retire, but you wouldn't receive your pension until you are age 50. Maybe someone could clarify this bit? Personally, I currently have 20yrs service. I joined in 1998 at age 26 and transferred in 6 months pension from my previous employment with me when I joined, so I now have 20.5yrs pensionable service. I plan to retire in 4.5yrs when I will have 25yrs pensionable service, at which point I will be age 50 so I can receive my qualifying 1987 pension straight away.. I will receive a pension based on the number of years I have protected in the 1987 scheme. Because I was moved over to the 2015 CARE pension when it came into effect, by the time I retire I will also have paid into the 2015 CARE pension for a few years. I cannot get at any of this pension until I am age 55. So, when I'm age 50 I will retire and receive a 1987 pension, and then when I'm age 55 I can, if I wish, start to receive my 2015 CARE pension, and I can also choose to commute some of it into a lump sum. I have my figures from my pension dept, and if I retire at 25yrs pensionable service I can only commute a smaller figure, so my lump sum will be about £29k instead of the £90k I would have got if I delayed my retirement until age 55. My 1987 pension will give me a lump sum pf £29k and a monthly pension of about £1000. When I'm age 55 the 2015 CARE pension will pay me about £5k lump sum, and about £200/month. Its much les than I envisaged when I joined, but I'm happy with this, as I just want to get out ASAP. I hate my job!
  5. Police Pension Calculator 2018

    The new pension calculator should now be on your Police Federation website. https://www.gov.uk/government/publications/police-pensions-calculator
  6. 4hrs OT working into a Rest Day/Banking Holiday

    As far as I understand it, the police working day starts as 8am, so working to 8am puts you at the start of the next new day, this being your first WL day. Working until 8:15am means you have worked 15mns into your WL day and it is these 15mins that entitle you to claiming for working on a WL day with less than 5 days notice, attracting a 4hr payment at the enhanced rate. Though something tells me you can also claim an additional 1 1/4 hrs for travelling time, but I'm not entirely sure about that.
  7. Could anyone please help me answer a question from a work colleague? One of the officers I work with has 20yrs service, and has always paid into the police pension. He as accrued a number of years in the 1987 scheme which is now locked away, and he is now paying into the 2015 CARE scheme. He is planing on retiring in 5yrs time when he is age 50 and with 25yrs service. He can then draw a reduced pension from the 1987 scheme, and then when he is aged 55 he can draw a reduced pension from the 2015 CARE scheme if he chooses. However, he is now considering a 5yr career break. So, If he took this career break he would have 25yrs service at the end of it. But I think the career break would prevent him from retiring at 25yrs service. He wouldn't be paying into any police pension during the career break and I think this would prevent him from retiring at 25yrs. Im of the belief that to retire at 25yrs service he must remain paying into the current 2015 CARE pension. Am I correct?
  8. 2015 CARE Pension & career breaks?

    I assume if he went part time for the next 5 yrs but remained in the 2015 CARE pension then he could still retire after 25yrs service, and draw a pension from his 1987 scheme?
  9. 2015 CARE Pension & career breaks?

    Thanks cheese_puff, much appreciated.
  10. Paying into Police pension

    Isn't it possible to just stop paying into the pension? Or must you remain in the pension scheme? Each to their own, but cops remaining at work when they could be getting their pension has always baffled me. They are effectively working for next to nothing, seeing as they could be receiving a nice pension for not working. Ok, its a reduced income but then you have to consider you aren't paying into your pension anymore, which boosts it back up to something similar to your current wage. The only way I would keep working for the police after qualifying for retirement is by retiring and then returning to work as civilian staff, that way you get your pension and your salary.
  11. Mental health, where next?

    golden retriever, I too have suffered with depression/anxiety mainly caused by work. It took me about 2 years to admit to myself that I had a problem. My wife recognised it though and made me a doctors appointment without me knowing. One day when we were out in the car she pulled into my doctors surgery car park and when I asked her why, she said she had made me an appointment. She knew I would never have made an appointment myself. Thats when I knew I had a problem. The doctor was great, and prescribed me Fluoxetine which really helped (after a few weeks). This, combined with other events (certain staff leaving my team, changes in my work & personal life) helped me get back on my feet. Sounds like you were braver than me, as you took time off sick (and rightly so) whereas I daren't due to the perceived stigma attached to the illness. Looking back I should have taken a few months off.
  12. Its already being discussed here
  13. Hillsborough Verdict

    I feel its now more about vengeance than justice. The public have a thirst for blood, and the government want to give it to them to appease them. The country will not rest until people are convicted and perhaps imprisoned. Yet I do wonder how a jury can be found that can be unbiased, and not have knowledge of the disaster, and not have been influenced by media etc. I wonder if this will prevent any court case going ahead, or be grounds for appeal?
  14. Police Driving / Emergency Responding

    Ive discussed this topic with my shift at briefings, none of the other cops seem to fully appreciate the gravity of this issue, with most claiming that 'Oh, we will be ok because we are doing our job, and have exemptions'. I can't get through to some of them that its not about exemptions, and that simply moving over into the opposite carriageway to increase your view of the road ahead could be considered to be dangerous and below the standard of a careful and competent driver. The fact we have been trained to do this is no longer a defence. So in the wrong circumstances we could face prosecution. Sadly its no longer about getting to the scene promptly because 'its our job to do so'. Its now about getting to the end of your shift without facing being prosecuted at court. Yet another example of us having to cover our own arses. its matters like this that build up and grind you down over the years. We join the job to help others and do the right thing, but end up being demoralised.
  15. Police Driving / Emergency Responding

    Zulu, the game had changed considerably in the years since your retirement. I too can remember the days of numerous police cars rushing to the same incident, each trying to get there first. But that hardly happens anymore. Most of the time where I work only one car attends an incident as there are no other cars available. And when I respond to an incident I'm usually always single crewed, and the only officer attending. Before responding I have to open up the incident on my work phone and read it, then drive to the scene whilst listening and replying to my radio. Then, on arrival I have to open up the incident again to read the updates before getting out of my car. This is because radio transmissions cost the force money, and we are discouraged from using it, but reading it from a phone doesn't. So the chances of me getting there quickly are slim as I have to do all that whilst still responding, increasing the risk of mistakes. So I choose to drive carefully instead and within the speed limits, often turning off the lights and sirens when approaching a red traffic light, to minimise the risk further. Taking the Queens shilling is mostly viewed as being irrelevant nowadays. No incident is worth an accident as you correctly say, nor is any incident worth me loosing my job.
  16. Police Driving / Emergency Responding

    Theres nothing particularly new in this news. I've been bleating on for years about the risks of prosecution for police drivers, particularly when responding or in pursuits. Cops seem to think they have immunity as soon as they put their blue lights on. I recognised the risks to officers years ago, but Ive been regularly criticised by colleagues for refusing to speed when responding, and for not 'keeping up' in pursuits. Ive even been told off by my Sgts for responding too slowly to incidents, by not speeding. Ive always shrugged them off, knowing I'm at risk of prosecution if I do. Ive never felt protected when behind the wheel of a police car. I don't think I've ever arrived at an incident and thought 'thank God I got here as fast as I could'. It would seem the IPCC have finally caught up with my realistic fears. The first priority in policing is to look after yourself, as nobody else is going to.
  17. Damage Caused By 'Big Red Key'

    I remember being guided to the door of a house by a local cop whilst executing a warrant, I forced the door through and a full team ran into the house. I ran into the living room and it was clearly an old persons house, and not the address we wanted. An old woman was sat in the living room having her hair cut by a neighbour. We all ran inside, said sorry, and ran straight back out again. The local cop looked again at the warrant, and we ran next door and entered the correct house. Our Sgt remained in the wrong house to sort the mess out, appologise, and the old woman got a new front door paid for. Fun times. And that was just one of many
  18. lifting of pension cap

    Not quite, they offered Voluntary Redundancy, but I have no knowledge of them lifting the pension cap. They paid 1 x months salary for each year of service, tax free. They state they are introducing a second and third phase of VR soon. Im hoping they might eventually offer an enhanced VR.
  19. Start arming UK police?

    Theres been a recent push in my force to single crew officers, even taser officers. I wouldn't want to be single crewed with a firearm attending routine incidents. It only takes a second to be overpowered and then you have someone pointing your own firearm at you. No thanks.
  20. Start arming UK police?

    Also, if all cops were to be armed, how would they deal with public order? Currently our firearms cops aren't supposed to get involved in public order incase they are overpowered and have their firearm taken from them.
  21. Start arming UK police?

    So to those who think that cops should be armed, what would happen to those serving cops who don't pass the firearms course, or can't shoot accurately on the range? Are they to be disciplined and eventually dismissed?
  22. COMPULSORY SEVERANCE: The mother lode

    Its certainly not a vocation any more. Theres no sense of belonging to a group or family, or of being part of an organisation that wants you. As for the government, theres a real feeling of them hating us. Its very sad, the job has been ground down to its basic parts, by that I mean I now go to work and look forward to going home. It didn't used to be that way but its now just a job like any other, with no feeling of being proud or wanting to go the extra mile. Theres an occasional taste now and again of how it used to be, but those times are few and far between. Ive gone from being in a job I loved, to wanting to leave at the earliest pension point. VR doesn't work for me just yet, and I'm too close to the early 25yr pension for it to be worthwhile.
  23. Medical retirement advice please

    ALWAYS submit injury on duty forms prior to finishing duty. Hardly anyone does, but in my opinion they are the most important forms that you will ever submit.
  24. COMPULSORY SEVERANCE: The mother lode

    The first round of VS applicants have now left my force. Rumours are that the second round will be following soon. Im hoping they don't get enough applicants and they then enhance round 3. Certain officers had their applications rejected due to being in a department where the force doesn't want to loose staff, such as CID, TSG, Firearms etc. Seems the best place to be if you want VS is on the beat. Any cop still under a disciplinary was also rejected, though some appealed and won.
  25. I understand why some cops come out of the pension, but the amount you see disappearing from your wage into your pension isn't the amount you would get if you stopped paying in.